My Traffic Life

I am Mae German. 34 years old. Born in Mangatarem, province of Pangasinan. I was taught and trained by Juan Dela Cruz, and I am currently being trained for more by Uncle Sam. Writing since the age of 12. Blogging since 2001. I keep a notebook and a pen in my bag, on my bedside table, and inside the bathroom. Misses a lot. Sometimes even my own voice. Loves to laugh. Sometimes even at myself. I am a work in progress. My ultimate dream is to be a SAHM. That is, if I am bound to have that chance in this lifetime... and I am.

My Traffic Rules

Don't take my words personally. At times, not even literally. This is my journal. You're my reader. My spectator. Applaud. Yawp. Yawn. Smile. Frown. Rave. Rant. Or not. Neither can I see you from where I am standing nor can I hear you.

This is not my life. Maybe just a part of it. But this is me meandering through life. My emotions fluctuate. My opinion varies. If it's too hot in here and you can't take it, leave. If it's dull and too cold, go somewhere else for warmth. I won't wipe the frown on your brow.

My stories, unless stated otherwise, are mostly fictional. Fiction could be based on reality. Still, they are fiction. Don't own it. Don't live in it. It is what it is. Leave it.

Watch out for the traffic light. Follow the rules. Cruise.

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So I have been here for three years and Macy's ad other shops are still not denying me their store credit cards. Not that I need one.

When I got here I promised myself never to get a credit card. Why buy something when you don't have the money for it?

Then I have learned the huge benefit of having a credit card here. Having a good credit history would help you in your future (when you need a loan).

So I went to my bank and ask. I am a client of TD bank for 3 years now so I asked them if they can give me a credit card. One of the staff said that will be hard because I don't have a credit history yet (uhh.. That's why I am asking for one, right? So I can start building my credit history!). But they suggested one thing-- getting a secured credit card.

Here is how it works-- you open an account (for a secured credit card) and put in at least $500 then use that card and pay (I am not sure if ach payment could be used here) as if you owed the money. It's simple, right? I wish I have thought of asking them about it way before.

Now I just have to wait and see if my application for such account would be approved.

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